Payroll and Employee Benifits

Indiana State Teachers' Retirement Fund Deductions (TRF)

  • Eligibility: Faculty and Professional employees who qualify for benefits per Appendix I of their Benefits Handbook
  • Vesting: Employees are vested and eligible for a pension at age 65 after 10 years of TRF or a combination of PERF and TRF service.

    • Employees may also be vested and eligible for a pension at age 50 or older after 15 years of TRF or a combination of PERF and TRF service.
    • Rule of 85: allows a member to receive an unreduced pension prior to age 65. The rules for receiving this are as follows:

      • When a TRF member's age is 55 – 60 and they have years of qualified service which added to their age totals 85 or more.
      • When a TRF member's age is 60 – 65 they qualify for the Rule of 85 with 15 or more years of service.
      • Amount of Benefit: If you would like an estimate of your benefits, please go to the TRF website reference in the related links and print, complete and mail to TRF a Request for Estimate of Benefits form.