The United States does not have a nationalized health care
system. While in many countries the government bears the cost of
health care for its citizens and even sometimes for its visitors, individuals
and families in the United States are responsible for these costs
themselves. If you need medical care and do not have insurance, you
may find yourself owing thousands of dollars. The health insurance system
offers you protection against these costs.
All international student visa holders must purchase health
insurance offered through the University or show proof of purchased
insurance with a minimum benefit of at least $250,000 per accident or
illness, a deductible of no more than $500, a medical evacuation benefit of
$50,000 or more, and a repatriation of remains benefit of $15,000 or
more. If you are purchasing insurance through sources outside
the University, such as through the internet, contact the Rinker Center for International Programs so they can establish that
the insurance policy meets the minimum requirements stated above.
The insurance policy that is sponsored by the university is
available through Palmer Student Programs, LLC. When purchasing any
insurance policy read the educational materials carefully to know what is
covered and not covered. Pay special attention to sections dealing with
Deductible, Maximum Benefit, Copayment, Network versus Non-Network
Reimbursement, Eligibility, and Effective and Termination Dates.
For specific policy coverage questions contact Palmer
Student Programs, LLC at 1-844-545-4251 or visit www.palmerstudent.com/ballstate.
If you have general questions about this
insurance, feel free to contact the Rinker Center for International
Programs at 765-285-5422.
Copyright © 2014 Ball State University 2000 W. University Ave. Muncie, IN 47306800-382-8540 and 765-289-1241