Ball State University requires that all international students carry health insurance. Unlike most countries, the United States does not have a national health insurance plan that covers all individuals. Emergency room treatment is available to all (but will be extremely costly without insurance) but treatment from a doctor for other non-emergency services is in most cases not available without health insurance.
Ball State endorses a HTH Worldwide health insurance plan for international students.
The HTH Worldwide health insurance plan will provide you with service and protection in the event you become ill or injured during your studies. HTH Worldwide also provides you and your family with valuable information to help you use and understand your health insurance program.
Please note all international students are automatically enrolled in the HTH Worldwide plan unless they have an exemption or apply for a waiver.
Waiver: If you currently have health insurance that meets or exceeds the Ball State plan, you can apply for a waiver through the insurance company.
Exemption: Students who receive a full scholarship from a Government or Agency Sponsor that provides health insurance coverage that meets or exceeds the Ball State plan are exempt from coverage. Students must provide proof of funding and insurance from an enrollment financial guarantee or similar legally binding sponsorship letter.
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