Loan Counseling and Promissory Notes

• Entrance counseling is required of all first-time borrowers before you can receive loan funds
• Exit counseling is required of all federal loan borrowers, and will help you to establish your repayment provisions before leaving Ball State
• Master promissory notes are required of all first-time Direct Loan borrowers

Learn more about counseling and promissory notes: 

• Direct Stafford Loans: Entrance Counseling, Master Promissory Note, and Exit Counseling
• Direct Parent PLUS Loans: Master Promissory Note
• Direct Graduate PLUS Loans: Entrance Counseling, Master Promissory Note
• Perkins Loans: Master Promissory Note and Exit Counseling